Florida and Georgia homestead exemption basics.

Homestead exemptions can reduce taxable value, protect assessment caps, and help homeowners understand their annual property tax bill. Rules and deadlines are local, so always confirm with the county where the property is located.

Florida homestead

Florida property appraisers review exemptions and assessment limitations that may reduce taxable value. A homeowner usually applies with the county property appraiser for the county where the home is located.

Typical filing deadline is March 1 for the tax year.
Apply with the county property appraiser.
Ask about portability, Save Our Homes, senior exemptions, and disability exemptions when applicable.

Find Florida county officials

Georgia homestead

Georgia homestead applications are handled locally. In some counties, the tax commissioner accepts homestead applications; in others, the board of tax assessors handles them.

Georgia generally uses an April 1 deadline for the first year the exemption is sought.
County rules and local exemptions can vary.
Check the county tax office before relying on any estimate.

Find Georgia county tax facts

Closing table reminder

Homestead is usually not automatic just because someone bought a home. After closing, the homeowner should contact the proper county office, confirm eligibility, and file the application before the deadline.