Before closing
- Review your Closing Disclosure or settlement figures
- Complete the final walk-through
- Confirm the legal spelling of names and vesting
- Bring an acceptable government-issued photo ID
- Ask questions before the appointment
Closing-day confidence
Know what to do before you arrive at the closing table.
Simple preparation checklists for buyers and sellers, plus the security steps every person in a real estate transaction should follow.
Buyer closing checklist.
Requirements vary by transaction. Follow the closing team’s specific instructions whenever they differ from this general list.
Funds and security
- Confirm the required amount and approved payment method
- Verify all wire instructions by calling a known trusted number
- Never act on emailed changes without verbal confirmation
- Save your closing documents securely after signing
Seller closing checklist.
Property and payoff details
- Provide current mortgage and lien information promptly
- Share HOA or condominium contact details when applicable
- Complete agreed repairs and gather receipts
- Arrange keys, remotes and access devices
Identity and proceeds
- Bring acceptable government-issued photo ID
- Confirm marital-status and name information requested by the closer
- Verify proceeds instructions through secure channels
- Question unexpected changes or urgency
Do not email sensitive banking details casually.
Use the secure method provided by the closing team and independently verify instructions by phone.
Review Wire-Fraud Protection